All benefits are paid directly to you.
Guaranteed renewable for life. As long as your premiums are paid, your policy can not be canceled.
Stable premiums. Your premiums can not change due to declining health. Your premiums can only change if we change the premium for everyone in your state on the same policy.
Payment grace period. You have 31 days after your premium is due to keep your policy in force.
10 day free look. If you are not completely satisfied with your policy you can return it within 10 days for a full refund of your premium.